Plan Administrator

Plan Administrator means Adventist Risk Management, Inc. (ARM). ARM shall have full discretionary power to administer the Plan and to interpret, construe, and apply all of its provisions and adjudicate claims as provided herein. ARM may delegate any of these duties as it deems reasonable and appropriate. In administering the Plan, the plan administrator shall be guided by and adhere to the teachings and tenets of the Seventh-day Adventist Church.